🚗 The Real Cost of Car Ownership in 2025: What You Need to Know

Dealing with a past or ongoing bankruptcy is stressful. Trying to obtain an auto loan to buy a car for you and your family during that time can be especially difficult. Honda City in Milwaukee Wisconsin has a dedicated team of auto loan experts to our their customers get approved for financing with a history of bad credit or bankruptcy. Getting an auto loan can also help you repair your credit by paying your monthly bill in full and on time. Our team is headed up by Marion Masterjohn. Marion has over 20 years of experience in the auto industry and has helped thousands of customers get an auto loan with bankruptcy or credit problems. The key to her success is her attention to detail and dedication to every customers unique situation. Marion works as an advocate for her clients with lenders and trustees throughout the auto loan application and beyond. To keep the experience personalized, Marion typically works with her customers one on one from the time they walk into the dealership to the time they drive off the lot in their new car. The first steps to getting approved for a bad credit or bankruptcy auto loan is obtaining your credit score and any credit history reports you can. This will help our team assess your situation and provide you the information you need to determine how much you can afford or will be allowed to borrow. Secondly, you'll need to start saving for a down payment. Typically, $500 to $1000 is sufficient. If you're ready to get the process started, we're looking forward to working with you! Contact Us Apply Now

Marion Masterjohn Honda City is proud to be the Milwaukee areas best choice for bad credit auto finance options for customers with poor credit history, debt, or bankruptcy. For those shopping for a new car in these situations, it can often be filled with disappointment and frustration. Many dealers, do not have the patience to work with these customers and help them obtain an auto loan. At Honda City, we recognized this need and built a dedicated special finance team, headed by Marion Masterjohn (right).   Marion is a veteran in the industry with over 25 years of experience and has built relationships with many of the national and local lenders. This allows her to leverage her clients to these institutions. It's almost as though they have someone working for them "on the inside." Customers who work with Marion have often been denied by other dealerships. With Marion working for them, a successful outcome is almost always obtainable.   In addition to working with lenders, she has also built rapport with many of the local bankruptcy attorneys and trustees to allow her to ensure her clients currently in bankruptcy such as Chapter 7, Chapter 9, or Chapter 13, can get their auto loan approved. Apply Now "I just love to help people. I've done auto financing for so long and helped thousands and thousands of customers. When I first started, I hated having to tell someone they couldn't get the car they wanted. That's what pushed me into working special finance. "

When it comes to getting a new vehicle, one of the biggest decisions you’ll face is whether to lease or buy. Each option has its own set of benefits, and the best choice depends on your lifestyle, driving habits, and financial goals. At Honda City, we’re here to break down the pros and cons of leasing and buying to help you make the best decision in 2025. Why Lease a Vehicle? Leasing a vehicle can be an attractive option for many drivers. Here are some key advantages: Lower Monthly Payments: Lease payments are often lower than loan payments, making it easier to afford a higher-end model. Always Drive New: Leasing lets you upgrade to a new car every few years, keeping you in the latest models with the most advanced features. Warranty Coverage: Most leases last 2-3 years, aligning with the manufacturer’s warranty period and reducing repair costs. Reduced Maintenance Costs: With a newer vehicle, you’re less likely to encounter major maintenance issues. Flexibility: At the end of your lease, you can return the car, buy it, or lease a new one. However, leasing does come with some considerations: Mileage Limits: Leases typically have annual mileage caps (e.g., 10,000-15,000 miles). Exceeding this limit can lead to extra fees. No Ownership: When your lease ends, you don’t own the vehicle unless you choose to purchase it. Customization Restrictions: Leased vehicles must be returned in near-original condition, limiting personalization. Why Buy a Vehicle? For those who prefer ownership, buying a vehicle offers several benefits: Ownership: Once you’ve paid off the loan, the car is yours, and you can keep it as long as you like. No Mileage Limits: Drive as much as you want without worrying about penalties. Freedom to Customize: You can personalize your car to suit your style and needs. Long-Term Value: While vehicles depreciate, buying gives you the option to sell or trade-in the car later. Considerations for buying: Higher Upfront Costs: Down payments and monthly payments are typically higher than leasing. Maintenance Costs: As the car ages, repair and maintenance costs can increase. Depreciation: Cars lose value over time, which could affect resale or trade-in value. Key Questions to Ask Yourself Not sure which option is right for you? Start by considering these questions: How much do you drive? If you drive a lot, buying might be better to avoid mileage fees. How long do you plan to keep the car? Leasing is great for short-term use, while buying makes sense for long-term ownership. What’s your budget? Leasing offers lower monthly payments, while buying builds equity over time. Do you value the latest technology? Leasing allows you to drive a new model with updated features every few years. How Honda City Can Help Whether you’re leaning toward leasing or buying, Honda City has a wide range of options to fit your needs. Our team of experts is here to guide you through the process, answer your questions, and ensure you make a decision you’ll feel confident about. Visit our dealership or explore our website to check out our inventory, financing options, and lease specials. Let us help you start 2025 with the perfect vehicle for your lifestyle. Contact Us Today! Still unsure whether leasing or buying is right for you? Stop by Honda City to chat with our knowledgeable team, take a test drive, or explore financing options tailored to your needs. We’re here to make your car-buying or leasing experience smooth and hassle-free. Drive into the new year with confidence!